Do you believe in saving money?Are you saving in gold yet?


I know that might be a strange question but.....what comes to your mind when you think about retirement? Maybe you are still too young to think about it....... but are you ever really too young to start planning?....

It truly amazes me that a lot of people don't plan for the future....yet, if you ask most, they do believe in the necessity to save money. 

When do I retire?

Do I retire because I reach a certain age and the Government allows me to retire and draw Social Security? Or do I retire because I can afford to.

I choose the latter. I want to retire when I am still young enough to enjoy all the things that I want to do. And of course, I want to be able to afford them.How do I get there? 

We all heard it before….you have to save money for retirement.

Maybe you are lucky and have a 401k or some other retirement fund. Or maybe you have some other savings which are going to fund your retirement. 

Social Security alone won’t cut it…not for me anyway. So….how much money from Social Security can you really expect by the time you reach retirement age? 

The numbers are staggering:-(

The maximum monthly Social Security benefit payment for a person retiring in 2016 at full retirement age is $2,639. However, the maximum allowable benefit amount is only payable to those who had the maximum taxable earnings for at least 35 working years.

You would have to earn more than a $100 000 a year to qualify for that. Most of us won’t. 

And even if I did, would it really be enough to have a comfortable life and do all the things I want to do?

The statistics also show, that twice as many women than men are going to live below the poverty line after they retire. That is due to many factors, including their earnings while still working.

I know that I quote  US statistic here, but I am assuming that all countries around the world are not better. I am Polish, live in US now, and I know Polish Social Security is far worse off.

So what do I do?

I am working on creating multiple streams of income to be able to put some money away, and also to create some residual income for the future.

We all can start saving now. There is really no excuse!

That is where Karatbars comes in:-). No matter what your situation in life, your short term or long term goals, I am sure we all can agree that saving money is prudent and necessary. Gold gives you a hedge against inflation, it is "insurance" on your money. Most of us carry insurance on our car, house etc., so why not money? 

Karatbars gives you options: you can just exchange your paper money for gold, as much or as little as you want; or you can treat it as a business, build a team, make money and save some gold while doing it.

You can open your free gold savings account today by going to my webpage below. If you have any questions you can contact me by email or phone which you will also find there.

This article was published on 18.04.2016 by Agnieszka Pielaszek-hunter
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