4 out of 5 Americans need help with credit restoration.

More and more businesses are using credit to make decisions about a person.

Bad credit can leave someone; homeless, carless and jobless.  

Here are 5 main reasons people need to fix their credit with UCES.

#1 The most obvious is saving money on interest.  Low credit scores usually mean higher interest rates, higher finance charges and lower loan limits.  An example of the difference is: John and Jane buy the same Toyota Camry.  John's score is 730 his interest is 1.99%, payment is $368.22, total he pays for the car with interest is $24,302.39    Jane's score is 599 her interest is 14.99%, payment is $513.97 and she pays a total of $33,921.44 for the same car with interest!  WHICH ONE DO YOU WANT TO PAY?

#2 High Security Deposits - Utility providers and cell phone companies check credit before allowing services to be established.  A low credit score can mean a larger deposit to start service.  A higher credit score can mean no deposits altogether.

#3 Insurance Rates - Auto, home and life insurance, all rates are quoted based on credit scores.

#4 Higher Credit Limits and stop needing cash all the time.  Do you want to rent a car?  You need a credit card to do so.  Yes some companies will rent a car with a debt card, but your deposit will depend on your credit score.  Lower credit scores mean lower limits on credit card options.

#5 Here is the biggies -  Buying a home, renting a home, buying a car.  Home ownership is the American Dream.  But bad credit can stop that dream.  So okay renting is an option, right?  Not always.  Bad credit can get a rental application denied.  Most landlords want to see 600 or higher.  That score will also determine how much deposit is needed.  1.5 times the rent is typical with good credit.  2.5 and more is typical with bad credit.  So who has $4500 or more to move into a $1500 house or apartment?  Buying a car, well we talked about that in #1 above.

And last but not least is job hunting.  Most employers now days run background checks on new employees and most of those include credit checks.  It helps them figure out their risk.  Bad credit can cost the job or even a promotion within the company.  

UCES has been leading the industry in legal, legitimate credit restoration for over 14 years now.  No games, no false statements about ID theft or any other tacit some companies out there use.  

Here is my story and why I know this works.  I was divorced after 40 years of marriage, owned my own Ad business.  The divorce made me sell the business and file bankruptcy.  My score was in the low 500's.  After working with UCES for a couple of months, my score climbed to a 573.  Now 5 months later my score is in the upper 600's.  Their process works!  Last year our company removed over 3 million derogatory items from American's credit profiles.

If you are interested in getting more info about offering these services to customers and making a great living.  Contact me.  If you just want to restore your own credit, use this link and enroll today.  The cost is only $188 to get started and then $89 per month for as long as you need the service.