The Credit Card That Pays You To Share

CREDIT CARD THAT PAYS YOU TO SHARE

GET PAID CASH FOREVER FOR EACH PERSON YOU SIGN UP

PLUS EARN 1% CASH BACK ON ALL TRANSACTIONS

How We Calculate Your VITAL Score Every time you sign up a friend to VITAL you earn 4 points towards your VITAL Score. Plus, you get an additional 2 points for everyone your friend signs up and another 1 point for the people they sign up.

A Community That Pays

At VITAL, we are committed to empowering our members with income opportunities earned from community building. We're okay with making less, if it means growing a large successful community of VITAL members.

- Earn Cash Rewards By Sharing
- 1% Cash Back on Spending
- No Annual Fee
- Competitive APRs

Technology Makes Life Easy

Access your VITAL account via our web and mobile experiences, designed to change how you think about existing credit card apps.

Make a Difference, Donate to Charity

VITAL makes it easy to donate your cash rewards to a charity of your choice — whether it’s a portion or all of your monthly earnings.

How IT Works ?

Joe signs up, picks his card color & immediately starts earning 1% cash back

Joe discovers VITAL and decides to join the VITAL community. Upon signing up, Joe pick’s his VITAL Card from 4 beautiful aluminum card designs: Space Gray, Matte Black, Gold and Rose Gold. The second Joe gets his card he immediately starts earning 1% cash back on all of his transactions.

Joe begins to share VITAL & grow his VITAL Score

Now that Joe joined VITAL, he also has an opportunity to start earning cash rewards. A direct sign-up on VITAL earns Joe 4 points towards his VITAL Score, but Joe also gets points for everyone his friends sign-up (2 points for second tier sign-ups) and even the people they sign-up as well (1 points for every third tier sign-up). VITAL measures and rewards Joe’s social network 3 tiers

out. VITAL is all about sharing, the more you share VITAL with friends, the more your VITAL Score grows, the more cash rewards you earn each month, forever.

Joe shares with Samantha

Joe decides to send a text message using his unique referral link to his best friend Samantha, encouraging her to join VITAL. Joe knows Samantha will love the rose gold card, 1% cash back on spending and cash rewards forever for each person she signs up to VITAL, because he knows Samantha loves the color Rose Gold and making money.

Samantha joins VITAL

Samantha visits VITAL’s website and falls in love with the card design. She decides to sign up. Joe is excited because his VITAL Score grows by 4 points when Samantha joins VITAL.

Samantha shares VITAL and Joe is also rewarded

Joe continues to share VITAL with his other friends, but now that Samantha is on VITAL she also starts sharing with her friends. The great thing for both of them is VITAL keeps track and rewards them for everyone they sign-up to the VITAL community. Not only does Joe get credit for his friends like Samantha (4 points for every direct sign-up), but he also gets points for everyone Samantha sign-ups (2 points for second tier sign-ups) and even the people they invite to (1 points for every third tier sign-up). Remember, VITAL measures and rewards Joe’s social network 3 tiers out.

Joe, Samantha, and every VITAL member use their cards to buy stuff, which generates rewards

Every time Joe and other VITAL members use their cards, 1% of the transaction comes back to them in the form of cash back and 1% of the transaction is deposited into the Cash Rewards Pool. This is how VITAL funds the cash rewards that are paid out to every VITAL member at the end of each month based on each members VITAL Score.

Joe earns cash rewards from sharing VITAL

It’s now the end of the month and Joe’s VITAL Score has grown even more because he’s been able to get 4 friends, including Samantha to join VITAL. Since VITAL also credits Joe for everyone his friends signed up and everyone they signed up, Joe was able to grow his VITAL Score to 112 points. VITAL takes everyone’s score at the end of each month, adds them up and then pays out each member their piece of the total pie. This month Joe earned $210 in cash rewards. Moving forward as long as everyone in Joe’s network keeps using VITAL he’ll continue to make $210 per month. If Joe grows his VITAL Score, his cash rewards will increase.

Joe gets paid rewards and decides to donate

At the end of each month Joe’s cash rewards and cash back on his spending are paid out. This month he earned $210 in cash rewards and because he loves animals, he decides to donate $100 to the Humane Society directly through VITAL.

We won't ask for any personal information until we start accepting applications in mid 2018